Life insurance protects families from the negative financial consequences of a family member’s death. Coping with the loss of a loved one is already difficult enough. Adequate life insurance can help ease this burden by providing surviving family members with the peace of mind of knowing that they can maintain their standard of living for a lengthy, or potentially indefinite, period of time.
Despite these benefits, ownership of life insurance has been steadily declining for decades and is currently at a 50-year low. As a result, many individuals either own no life insurance or too little life insurance. The life insurance coverage gap is exposing many families to the risk of significant hardship in the case of the death of a family member.
What to do?
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Friday, February 17, 2017
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